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Discover key indicators that may help verify a phone number’s legitimacy.
FraudScan Score
60%
Fraud Risk
Legitimate User Activity
High
Likely a legitimate number (not fraud)
Valid Number
Yes
Prepaid Number
No
Active Status
Active
Do not Call Status
Not On DNC List
More information for this phone number available
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Potential SPAM / Scam Caller Please use caution!
User Score
Spam Score
100% Spam Risk
Leaked
Not Leaked
Search Volume
Very High
268 Searches
by our users
Nuisance Call Scan
Unwanted Caller
10 Complaints
by our users
VoIP Number
No
Recent Abuse
No
Risk Level
Risky
This number has been reported as spam 10 times, has been searched 268 times, and has garnered 38 comments by our users. These numbers are higher than average, indicating a possible high risk of spam.
User comments concerning the phone number (866) 235-7681 indicate a pattern of unauthorized transactions, predominantly a $30 charge linked to alleged membership or loan protection services. Many users express frustration over difficulty contacting the number, suspecting it to be associated with scams or questionable practices. There's a consensus that personal information may have been misused, prompting users to consider changing banking details for security.
This summary is generated by artificial intelligence (AI) based on experiences reported by users. While we strive for accuracy, user experiences cannot be validated and may contain inaccuracies.
The 866 area code covers a broad demographic region where shifts in population and economic trends are evident. According to public data sources, this area code has experienced varied economic development, reflecting in a diverse population with unique communication patterns. The demographic landscape suggests a mix of urban and suburban areas contributing to its dynamic economic trends.
In analyzing FCC complaint metrics over the decade from 2014 to 2024, notable shifts were observed. Complaints regarding wireless/mobile communication methods peaked in 2017, while wired communication complaints saw their highest in 2015, indicating varying consumer experiences. VOIP complaints reached their summit in 2019, highlighting newer communication concerns. Call types also played a role, with prerecorded voice complaints most frequent in 2019 and live voice issues hitting their zenith in 2015. Text message complaints came into prominence in 2022. There has been a marked increase in unwanted call complaints beginning in 2016, showing heightened consumer attention towards telemarketing, which maxed out in 2015, as robocall reports noticeably shrank post-2016.
AI Disclaimer: This content was generated by artificial intelligence (AI) based on publicly available government data. While we strive for accuracy, the data may be out of date and/or subject to change
People are Saying:
(866) 235-7681 - July 11th, 2011 4:00am
I called this number as they have tried to called me a few times and then I saw some unknown charge for $30.00. When I saw all of these comments, I went back to my checking account, put two and two together and realized this is the company that took my money. I called them and I could barely understand the lady that I talked to. They somehow had my name and my e-mail address and said it was for some loan protection. The only loan I have is my house loan and it surely wasn't them. So I threatened to call my bank and report them as fraud as well as the authorities and told them I'd be going to my Att Gen and also the Better Business Bureau. All in all she said they'd give me my money back and I told them to erase any information they had about me. I told her if the money isn't back into my account within a few days or I receive another phone call, let alone a charge...I will not hes***ate to bring the authorities into it as well as my bank, etc etc. I am going tomorrow to get my bank account number c****e, along with both mine and my husband's debit card numbers c****ed. I watch my accounts like a hawk, logging in multiple times a day and I also watch my credit report like a hawk too.
(866) 235-7681 - June 24th, 2011 4:00am
Update, called the number got some foreigner saying that I was qualifed for a membership services account for "consumer protection." That's BS. They never would say exactly who they were and you could here MANY operators on other calls in the background. SCARY. Advised that I wanted refund and to credit my account. Given a "refund confirmation No. of ***** (contains 5 digits)." Advised that I would receive a credit within the next 20 business days. I've alerted my bank, but I'm sure like "jj" and others, best thing is to get another account. That's a big pain. These folks are ruthless, I'm sure.
(866) 235-7681 - July 13th, 2011 4:00am
This just happened to me today. I went in to my checking account to pay some bills and there it was.These thieves ripped me off for $30.00. I immediately went to my bank. They said it would take at least a minimum of 10 days to investigate this.I tried calling the # and got nowhere.They said I joined a credit protection service online BS!!! I didnt join anything! What a scam. Who do we report this to?
(866) 235-7681 - November 23rd, 2011 9:11pm
I have recvd several calls and then recently I seen these small cent charges on my account then I recvd a $30.00 charge from the number 8662357681. I they said that they do not have any bank account info on file and it was a payday loan****istance. I have never recvd a payday loan. So I dont know. But I have this mistery charge on my account that these people dont know where it came from.
(866) 235-7681 - November 23rd, 2011 9:11pm
I have recvd several calls and then recently I seen these small cent charges on my account then I recvd a $30.00 charge from the number 8662357681. I they said that they do not have any bank account info on file and it was a payday loan****istance. I have never recvd a payday loan. So I dont know. But I have this mistery charge on my account that these people dont know where it came from.
(866) 235-7681 - June 24th, 2011 4:00am
They did the same way! I have no clue who these people are! I account was overdrawn almost ***dred dollars because of them. Now I have to wait 7 to 10 business days because of these clowns. I called and they didn't even answer. It just keeps playing music! I'm so ****ed. I got my paycheck and can't even pay my bills because it was taken automatically! I'm so disgusted! I'm getting a new bank account.
(866) 235-7681 - June 24th, 2011 4:00am
This morning June 24, 2011 I notice a $30 dollar charge on my statement, since the number was listed I called and have not spoken to anyone yet but they did give an e-mail address which is [email protected]. This is really scary because I'm not sure were they got my information....
(866) 235-7681 - June 24th, 2011 4:00am
I checked my bank account today to find a ACH debit for $30.00 and because I didn't have the funs my back is charging me overdraft fee. Nothing can be done for the next 7 to 10 days so not happy! What a Scam
(866) 235-7681 - July 12th, 2011 5:33pm
These guys are taking 30 dollars from your checking account! So not say the word "yes" to them. They record that and put it in other places in a recording making it look sound like you are saying yes to a charge. SCAM ARTISTS!!
(866) 235-7681 - July 1st, 2011 4:00am
I had the same thing happen to me. Told them if they ever tried to take money from my account a***n I would report them to the Dept of Justice in my state. I too wonder where they got the information from.
(866) 235-7681 - June 13th, 2011 4:00am
tired to take out $30.00 for credit card protection which i never applied for, talked to them and told tham to remove me, then i reported them to my bank. the best thing to do is chg ck acct
(866) 235-7681 - August 26th, 2011 12:07pm
Just went to check my checking account and seen ******ing taking out of my account. I'm ****ed cause I havent done any online loans. The only loan I have is on my car.
(866) 235-7681 - July 15th, 2011 10:33am
Just saw an UNauthorized transaction on my bank account for $30.00 When tried to call the number, it was a busy signal! A***n, SCAM ARTIST trying to get rich from someone else!!
(866) 235-7681 - July 10th, 2011 4:00am
The same happened to last Jun 24 payday they took 30.00 as pmt****ist. why should I need****istance to pay my credit. What a scam! Maybe I should c****e my bank, too.
(866) 235-7681 - June 26th, 2011 4:00am
they are a payday loan protection company. I was told same thing 20 days for refund when it only took one day for them to take money out of acct
(866) 235-7681 - November 6th, 2011 1:56pm
I have experienced everything described in this thread..I just discovered the money gone from my account so I will be at the bank Monday morning
(866) 235-7681 - November 6th, 2011 1:56pm
I have experienced everything described in this thread..I just discovered the money gone from my account so I will be at the bank Monday morning
(866) 235-7681 - October 13th, 2011 3:11am
they Took 30 bucks out my account as well ***!! luckily i bank with a credit union they took care of everything right away!!
(866) 235-7681 - February 25th, 2011 5:00am
I called this number because they took money out of my checking account without my authorization. Don't know where they got the information from.
(866) 235-7681 - July 9th, 2011 4:00am
You took $30.00 dollars out of my account and I didn't joint the club. I would like a refund please. Call me 864-349-9509
(866) 235-7681 - July 8th, 2011 1:45pm
some kind of payday loan svc company help they say. no help they took 30 bucks from my bank account
(866) 235-7681 - June 24th, 2011 4:00am
The same thing happened to me, a $30.00 debit from my savings account. Trying to call the number now.
(866) 235-7681 - October 21st, 2011 12:14pm
just made 3 withdrawals from my account for a few cents each then put it back. ***
(866) 235-7681 - December 5th, 2011 6:52am
they have done the same to me twice and no one will do anything about it
(866) 235-7681 - June 8th, 2011 4:00am
i call this number to they were trying to take money from my account
(866) 235-7681 - June 24th, 2011 4:00am
They just took money out of my account. Don't know who they are.
(866) 235-7681 - July 2nd, 2011 4:00am
this company or person took money out of my account
(866) 235-7681 - June 30th, 2011 1:33am
Didn't say anything always ****s up when answer call
(866) 235-7681 - June 22nd, 2011 4:00am
They took $30.00 out of my checking account unauthorized
(866) 235-7681 - July 14th, 2011 4:00am
Same scam as the above posters.
(866) 235-7681 - June 30th, 2011 8:57pm
scam artist for payday loan companys
(866) 235-7681 - October 3rd, 2011 2:25am
unauthorized 30.00 debit from bank account
(866) 235-7681 - July 28th, 2011 3:59pm
I didn't answer
(866) 235-7681 - November 5th, 2011 2:22pm
What is it
(866) 235-7681 - June 30th, 2011 6:23am
**** up
(866) 235-7681 - June 30th, 2011 6:20am
**** up
(866) 235-7681 - August 11th, 2011 4:18pm
V
(866) 235-7681 - May 19th, 2011 12:30pm
Harassing