(646) 224-9884

Today (Feb 17, 2010) for the 1st time I received a phone call from this number (646-224-9884). It was hard to understand what he was saying because of his extra thick indian/middle eastern accent. I kept making him repeat himself because I couldn't understand. He informed me that I was being taken to court for delinquency on an internet payday loan taken out in January of 2008. He recited all of my personal information to me as if to "prove" that he was a legit company, it was all correct from my SSN down to the checking acct number...He even had the names of my references that I used. He kept saying he was calling from the parent company of whatever the loan company was that I had taken this loan through. He said the original company I took out the loan through had probably gone out of business but he couldn't tell me which one it was. So I asked him how come the first time I hear anything about a delinquency on this account is when I'm being sued for it. he supposedly transfers me to his manager by putting me on hold and playing a ringtone in my ear to simulate music u hear when someone puts u on hold. The "supervisor" comes to the phone and this ****hole proceeds to tell me that this "loan" that I signed a "contract" for states that if I become delinquent, the company doesn't have to contact me to collect, they can just sue me for it. Then he has the audacity to say he doesn't know how the account ended up in his legal department and that "someone may have stolen your iden***y". So I asked him if he had a phone number for the "company" he says yes and gives me the name of the company ("Advanced Cash USA" which, remember, he didn't have any record of before because it had supposedly gone out of business) and gives me a phone number to call which was (202-379-2317).So, I **** up from him, call this 202 number and low and behold..it sounds EXACTLY like the guy I just got off the phone with. Then he says, since I won't pay, he's gonna tell the legal company to go ahead with the proceedings and if I had paid off the loan then I could prove it in court and I wouldn't have anything to worry about. Or I could just go ahead and give him a payment now and be done with it. Then I went off on him and told him I feel like I'm being scammed and he says "well since you're being concerned, I will tell the ACS not to contact u" and then he just ***g up on me.So I call all of the payday loan places I had ever borrowed from just to make sure that they had all been paid off. And one company was hard to locate...MTE Financial, which did in fact fold, and another company called Instant Cash USA took over their accounts. (I suspect MTE Financial is where this person got my personal information since they were the hardest to contact and the only company which had transferred my loan to someone else).I found an old email from 2008 which told me that MTE would no longer be debiting my account and that Instant Cash had taken over. The email also said I could call MTE to verify. The number it gave was 866-859-6129. I called that number and the representative had no clue who MTE was, but instead transferred me to her company's collections manager (T****) who apparently new more about MTE and the aquisition and was able to help me a great deal. She showed all of my accounts had been paid in full before the loan was transferred. She informed that the call i received was probably a fraud and that MTE was somewhere in California, not in the DC Area. Then I s****ed putting the puzzle pieces together.After I ***g up from her, I decided to do a reverse phone lookup on Google for the 646 and 202 (which is the area code for Wash, DC btw..I live in the DC Area) numbers and VOILA!! I found all kinds of people complaining about the exact same thing...a payday loan that was supposedly delinquent and they were getting threats from some middle eastern jack*** claiming his name was Brian Smith or some obvious american name with an extra thick accent saying that they would supposedly be sued and/or arrested.I have since closed my accounts and put security alerts on the new ones. I've also called all of the 4 major credit bureaus and put security freezes and fraud alerts on my credit reports.I also called the 646 number back, which turned out to be a fax ma****e and then I called the 202 number back and informed Mr. "Brian Smith" that he and his "company" along with his "legal department" was under investigation with the FBI and my local police agency for suspected ID Theft, Wire Fraud and Scams...He of course ***g up in my ear.KEEP THIS GOING FOLKS!!! Hopefully some other unsuspecting consumer will read these and not be fooled!!!

These people are affiliated with a payday advance company called ACS Com.??? They leave countless messages on my phone and are not understandable to return their calls. This phone number is not a working number 606-727-0437 and caller id on them shows up as 6462249884. This number appears to be a fax ma****e. I received 10 calls or more on my cell phone and am unable to return these calls as the number they leave is not a working number. Then they called my references and harrassed them asking private financial information about me. In addition, they lied and said my phone numbers were disconnected.That is not true either. I would be glad to pay them their money back if I knew how much i owed therm or if I were in fact a recipient of their funding. They also tried to get me into a car loan, and several other scams which I told them I was not interested in. If I owe money I will pay it back. I do not even know who these people are nor can I return phone calls to non-existing phone numbers. I am going to try and fax them on the phone number they call out on and see If I can end this once and for all. Their phone number is from outside the United States because i saw an additional charge on my online account for my cell phone company after each one of their calls.

That's happening to me.First it s****ed with large charges on my account and now some guy named Frank has been calling and then transfers me to his "manager" Max Wayne. And he told me the same thing. When he told me my state attorney was going to take me to court I knew so****ing was off because as a law student myself. I know state attorneys don't prosecute civil court cases which is exactly what this is considered. If this case was real then it would have to go through another process. What I did was play along when he asked for me to sign payment authorization forms because i wanted to see if really would send payment authorization forms & once i recieved the 2page word do***ent. I knew for sure then that this was a scam. There is no company logo or contact information except for the 646-224-9884 fax number and the email address [email protected] keep calling my work distracting me. One guy "Frank" even told me that after listening to him tell me my own cell phone number that my number was wrong and to give him another one. This is harrassment can't some do so****ing about these guys. We know that they are scam artists who operate across multiple state borders and that they are committing online fraud in some way. It's very aggravating.

Called me 10 times in the last 2 days. They say they are from ACS Consolidation Service, they are not. ACS is for student loans.  I have also read complaints from other people who said they were told that the company is called Affidavit Consolidation Services.When you ask them a question they just keep reading a script. They do not speak english very well. I asked  for a phone number, their address, and their names. They gave me some very generic english names like Danny Johnson and Phillip Brown even though they speak with very heavy eastern accents. They would not give me a specific address, they just said they were from NY. A supervisor got on the phone and said when I lived at my old address I had taken out a loan on the internet. He began repeating my full SS# and references that I had put down. I never had taken out a loan on the internet but I had applied for one. Apparently my information is not secure and now some scam artist has my personal info. Learn from my mistake- don't ever put yourself in this position, never give out your personal information on the internet even if you are in dire straights as I was. These people won't stop and now I have to worry about iden***y theft as well.

Today I received a phone call from this number (646-224-9884).I did not answer the phone because I did not know the number. It was hard to understand what he was saying because of his extra thick indian/middle eastern accent. They left a message informing me that I was being taken to court and needed to contact them imediately. They left the following number (347-844-6831). When I called that number back in order to get details as to why there someone was taking legal action a***nst me. They told me I had took a payday loan out in the amount of $300.00 and never payed it back. I told them I had not and would be reporting this to me police dept because I had some previous fraudulant activity on my banking account. They then told me they would take me to court and ***g up. I decide to go to the police dept and on the way called them back. He gave me a different name and asked if I was calling back to resolve the issue. I said I was trying to get it resolved it by contacting the police and have them look in to it. They then told me they would proceed forth with legal action and ***g up.

I wanted to comment on the posting.  This is exactly what has been happing to me lately, and destroying my family and work place along with phone numbers and they will not provide you proof of the do***ents.  They want your credit card information, and I had stolen iden***y prior, and I was asking for proof of do***entation for a pay day loan, and they will not provide proof and when you call the pay day loan place , they just say they are putting you in jail for so****ing that cant be prooven, and I dont recall, due to stolen iden***y.  How does all of this get resolved.??  You talk to india people and then get transferred to their manager, "justin Looter" and I asked for the Advance Payday loan phone number and I was given it, and they will not review the acct with you.  they only say they have hired a third party, and You ask for do***entation as proof and they will not provide it and laugh, and say see you in court.

ON 05/05/10 & 05/16/10, THESE ****OFFS BEEN CALLING MY PLACE OF WORK EVERY 2 HRS. IT BECAME SO ANNOYING TO NOT ONLY ME, BUT MY CO-WORKERS. I LET EVERYONE, ONCE I KNEW THE PATTERN WITH THEM BECAUSE THEY CALLED ME FROM OTHER NUMS LIKE****-284-9293, 646-224-9885, 305-515-8380, THEY SAY THEIR GOING TO TAKE ME TO COURT, I OWE THEM A DEBT, THEN SAY GOING TO GET ME FROM BANK FRAUD. THEY HAVE BEEN ALSO CALLING MY MOM AND SISTER SAYING THEY ARE OFFICERS, WHICH ARE COMING TO GET ME, BUT THEIR IN FLORIDA AREA. THEY ARE SCAMMERS, TRYING TO GET SOME MONEY FROM YOU, BUT NOT STATIONED WHERE THEY SAY THEIR ARE! THEY ARE NOW CALLING MY PHONE# WHICH I DO'T EVEN ANSWER! I WISH THEY WILL GET CAUGHT AND PAY THE PRICE! SINCE THEY TRYING TO TAKE PEOPLE THRU*****! SO PEOPLE THAT ARE IN THE SAME SITUATION THAT I'M IN, JUST GO THE AUTHORITIES AND YOUR LAWYERS AND REPORT IT, HOPEFULLY, THESES LOW LIFE PEOPLE WILL SERVE THEIR TIME BEHIND BARS!

I  GOT A CALL FROM ACS. A MIDDLE EASTERN MAN THE NAME HE USED WAS ANDY CLARK. HE ALSO TOLD ME I OWED A PAY  DAY LOAN. THAT I WAS BEING SUED. I GOT  SCARED, I ASKED HIM TO SEND ME SO****ING, HE SAID HE WOULD FAX ME  A CONTRACT TELLING ME HOW MUCH I OWED. HE DID.IT LOOKED FAKE SO I TOLD HIM I WOULD SEND HIM THE AMOUNT HE  REQUESTED, JUST TO SEE WHAT HE W0OULD DO. HE S****ED CALLING ME AND ASKING WHEN I WOULD BE SENDING THE MONEY I  TOLD HIM AS SOON AS MY LAWYER LOOKED AT THE INFORMATION.HE  TOLD ME IF I DID NOT SEND THE MONEY HE WOULD SUE ME.I TOLD HIM THAT MY LAWYER AND MY BANK WERE LAUN****G AN  INVESTIGATION BOTH NATIONALLY AND INTERNATIONALLY, HE ***G UP..I AM SO GLAD WE ARE GOING TO TRY TO GET THESE  GUYS THEY ARE S***

This number contacted my ex-husband and wanted to know how to reach me...saying that I had committed fraud and because I referenced him he was apart of it and could be in trouble. My ex is currently in Haiti and wasn't able to answer the call...all this was left on his voice mail. He called me in a panic thinking so****ing was wrong with me and I was in some kind of trouble!! I s****ed to freak out too and then I said...give me that phone number! Looked it up here and BAM! So now that this has happened ...what do you do about protecting yourself? Was he looking for more info on me to use? If he already has my personal info what would be the reason for calling me? I'm confused.

I have had another phone call this morning from this number so that makes 4 calls in as many days. The Guy on the other end  claim to be one David White, asked speak spoke with a "supervisor " had a hard time under standing this person. They claim to have my friend SSN . interesting note while being connected to Supervisor I listened to what sounded like Ice Cream truck music but very loud and annoying.Caller ID displayed this ID J2 Global communications. ok so lets see what happens when we file multipule complaints, beginning with the National  do not call registry.

got a call from the same number but it also had a 3 at the end 6462249884s to disguise it. The guy asked for my ***her and said that he has a debt that they are collecting. After I asked what does it have to do with me, he said I was listed as a reference and therefore am liable for the amount owed. I tried to educate him about American law and he actually encouraged me to call the police. Next time he calls I plan to tell him that I have a case with my local enforcement agency.

All indications are that these are not legitimate collectors. They do not have actual accounts to collect, just a list of possible victims. They scare people into giving them info and money. It's a form of extortion.They're trying to get you to authorize them to make a withdrawal from your account. What do you do? Tell them to send so****ing in writing at the very least. Turn the tables and tell them the call is being traced and recorded and they are being investigated by the authorities for fraud. That should get rid of them quick.C****e your bank account numbers.

I was a victim of this scam back in April.  I took action and contacted my state attorney general's office, the local FBI field office, and the Federal Trade commission.  I faxed a letter to these individuals stating the complaints filed and that I had been advised by all three that these indivdiuals are scammers.  I have just now s****ed to receive more phone calls to a different number and a different name but the same ploy.   I have called the my state's attorney general's office a***n. I have been advised not to give these individuals any information.

They have been calling me also.  They insist that was used a reference by one of my friends for an online loan.  They indicated that they have been trying to get a hold of him, so now they are contacting me.I spoke to my friend.  He said that he and his parents have been receiving the same calls.  He has no idea who they are or why they are calling him.My friend indicated to me that he got some pre-approvals, but never actually took out any loans.  Perhaps this is how they got our information.

This is a New York cell phone number.  Called several times saying I have an unpaid debt to a pay day loan company that I've never heard of and they are pressing charges.  Number goes to a fax when you call back.  They say they have an affidavit a***nst me.  I asked for their company name and address and for them to send me so****ing in writing to my email and they ***g up on me today.  Don't put your personal info on the web - lots of fraud going on now!!!

This ACS has been callin me for the past 2 weeks. I admit that while my boyfriend was out of work for 2 years I ac***ulated payday loan debt but I have been paying them off. These ACS people have all my information. I asked the Indian guy, "I know my rights and you have to provide me with do***entation validating the debt." Finally he emails me so****ing and it's a payment authorization form. These people are crazy and I am filing a [email protected]

"Bryan Taylor" scammed me (to the tune of almost $600 Supposedly from "ACS", a "Collection Agency" for a PDL lender I'd used (he had a lot of my personal iden***y information).  I gave them their money, but when another .  This number here is their fax (6462249883).  Thank deity my mortgage company was understanding and are willing to postpone foreclosure until I get paid next week.  Ugh, this is SCARY.

Thank god for these forums.  Read up on these guys before taking the call.  Demanded that they stop calling and send so****ing in writing, he got very angry and threatening.  I called him on his bluff and he said I'd see him in court, I laughed and said ok. If they call a***n, I will be filing a police report.  Don't take any guff from these swine

Caller ID said "New Zealand 64622498846". Is was a caller using similar tactics to other "collectors" who use extortion threats to get money out of people without any real collection account.Never give financial information to someone who calls about a debt. Insist on written verification. If they get nasty, **** up. You are not required to cooperate or accept abuse. It's your phone.

I received two voice mails from a man with a heavy Indian accent basically saying what everyone else has commented: that there are delinquent accounts in my name and to call him immediately. I looked up my credit report for free (Annualcreditreport.com) and these are fraudulent claims, I have no such accounts out, and I never returned his call.

I am fed up with the BS these hadji's are pulling.  I spoke with my attorney who told me to tell them that you have turned it over to the police.  I did and they ***g up, but keep calling back every now and then.  I have filed an official complaint with the FTC.

This company keeps calling saying & owe them money and that theyre gonna go to courthouse and press charges. they will not tell me what for and they have heavy accent. you cant understand what theyre saying. they call about 5 times a day

Caller claims a law suite was going a***nst me and one of my friends! After me telling them I work with the Federal Trade Commission and I will be pursuing THEM, they ***g up on me. :) Funny how that happens.

Got a call as well this morning. The guy left me a message but he wanted to speak with a totally different person and he did not have my information. Very thick Indian/****stani accent. This stuff makes me worried.

Caller  keeps calling my home and my workplace.  Same as ***d and inzombiak.  It's annoying.  We have asked for them to fax us information and they play dumb or get abusive.  What is a person to do?

I wish these ****s would stop calling me I file Bankrupyct Chapter 7 so they should not be calling me anymore . They also call my daughters. What can I do to stp this at once

Same thing happened to me and they keep calling my work place and my boss is getting mad. They have all my info which is very scary. What should we do?

These freaks call all the time...barely speak english...very annoying...if you **** up...they call back and let the phone ring forever...they are FRAUDS

I DON'T KNOW THESE PEOPLE BUT THEY NEED TO STOP CALLING MY NUMBER AND HARRASSING ME.

646-224-9884 fax number and the email address [email protected] is a scam.