(877) 670-5577

Hi there - we got the same kind of letter from ACT with no company letterhead or address.  The letter wasn't even signed by a company representative.  We recently re-financed our mortgage so of course it grabbed our attention.  I am thinking it is bogus - or one of those you call and they will forever call you and gobble up your cell phone minutes or it's one of those negative marketing schemes that bills you for a "membership fee" that you "authorize just by calling the 800 number and giving them the reference code."  They don't tell you that in the letter but I guarantee you will spend days on end trying to get out of your "membership."Report it to your local BBB and throw it away - immediately!!!!

Just received the same letter... of course was enticed by the thought of receiving money owed to us. But thought it was a scam immediately and decided to look it up on the web. Same letter with no company information, just ACT and a number to call... Decided it's not worth the trouble to look into further and most likely a scam!

Just for off the phone with these scammers. They were going to charge $149. He rushed right into asking for my credit card # before I even said I wanted the service. I told him I would call back if I decided I wanted the audit. You would have to be crazy to give these people credit card info! Definitely a scam!

I checked BBB and although Accelerated Financial Services is not registered with BBB, their rating is "A".  They appear to be the same website with the one provided in an earlier post.  Regardless, I am staying far away!  Thanks for all the information.  Glad I Googled the phone number and found this!

I got this letter too. I called them just to check it out. It couldn't hurt. They do mortgage audits, and they have a good rating with the BBB.

I too just received this letter.It was due in 10 dates(dated 12/26/2010)When I called and got Rex(no.1 877-576-5561 ext 5150)he proceeded to read to me the script before him.He talked of how during the period of when I refinanced mortgage companies had been over charging and I could be given a refund.He asked if he could ask several questions.Sure I responede.Have you ever been last on your mortgage?no comes out automatic.Ever paid more on prin****l?right now no. Who is your mortgage with?USAA. I asked how the process works and how much would it cost me?He said $99 but if they dont find anything they will refund the whole $99.So I asked well then how do you stay in business?He said we are selective in who we give letters to so more than likely you are getting money.So I asked if I havent given you money and you have audited my loan yet how do you know I should be getting money or I am a "good" candidate?He really couldnt answer just we will refund if we dont find anything.Lastly I asked what if you only find $150.He says well you get all $150 and we only get $99.This is so not worth a $51 profit!It is a scam.RUN!thanks to all who posted

I got the same letter. I knew it was a fee up front "service" that may, or may not be legit. I lean towards "not legit" when I get a letter as ***ue as this one, (a P.O. Box return address, no letterhead, company name, or anything to identify the company, aside from the 877 number). I didn't bother to call. I just shredded the letter. Mortgage audit services (and scams) have been around for years. Some are actually legit. For you folks that are wondering how they got your mortgage amount and funding date, that information is public and is available through your city, county or township's recorder's office. For more info on mortgage audit services just GOOGLE it. Do your due diligence before signing with anyone, i.e. Better Business Bureau, state's attorney generals, financial departments, etc.

From what I have found it isnt really a scam.  From reading about the company at the Better Business Bureau website they appear to be offering services that you could figure out for yourself. For example, making early principle payments to reduce the overall cost of your loan or offering to audit your loan do***entation for a fee to look for errors.  While this is not illegal, there is the concerned that they are approa****g us all without being asked.  There is far too much of this going on and I do not appreciate the constant ****ardment of these offers as well as the attempts to obtain my personal data.

We got this same notice in the mail today, with an expiration date of three days. I blocked my number and phoned them. The recording was rather muddled, so I had to think fast when a live body got on the line, and asked if I'd gotten through to Ajax Servicing Inc. The customer rep told this number was for Accelerated Financial Services LLC, so I apologized for mis-dialing. This is the web site I found after my phone call: http://www.acceleratedfinancialservices.com/ From further research, I surmise they're nothing more than bottom feeders. The letter will go through the shredder shortly.

I received a "Mortgage Audit" letter with this phone number saying that I could be owed several thousand dollars.  They had the origination date of our mortgage and the original loan amount.  When I looked up this number on Google, there were a couple sites with several people like me who all felt it was su****ious because there is no company name or address at the top of the letter.

I got the same letter in the mail and also felt su****ious, I did a little research and found this page and was thankful for the information. I went with my initial gut feeling that this was a scam and shredded the letter...... thank you to all that posted information on this # and this scam.

Thanks for the info everyone.  My husband had called the # & was told if he paid $99.00 they would audit our loan amount and see if there is anything owed to us.  After reviewing your comments and going w/my first impression - I too believe it is a SCAM.  Thanks.

I received the same letter today in the mail with a date of expiration of 1112010. Found this page and many others with the same claims yet cannot find anything on the name of this company or why they would have my mortgage info.

Wow - I got the same letter today and called the number (877.670.5577); the recorded message said I reached "acts servicing center" (or so****ing like that) and my wait time is 3 minutes. Thank God I ***g up and found this site.Thanks guys!

Got the same letter. Thanks for all your posts! I reported them to the US Postal Inspection Service because it's obvious illegal to mass mail stuff like this:https://postalinspectors.uspis.gov/forms/MailFraudComplaint.aspxIt's simple to fill out and file complaint.

This number has been constantly calling us. We do answer numbers we are not familiar with. Then we received the same letter. Glad I looked it up.

We received on too.  I called the FDIC and Federal Trade Commission and both warned not to engage with this type of pay up front scam

I too received the mortgage refund letter.  After looking for the phone number (877-670-5577) online, found this http://www.bbb.org/denver/business-reviews/mo ... ver-co-12052936

Any ideas who calls from this number?

Scam, scam, scam!!!!