309-220-XXXX

I don't know why this particular number called me today. I've come to my own conclusion that it is a scam/spam call. When searched thru this site zero (that's a freakin huge 0!) information could be found. These kinds of calls should be illegal. I am constantly receiving them with all different numbers. ANNOYING!

Saying how they had incriminating pictures of me from the internet and that if I didn't pay them $300 they would place them all over the internet and send them to my family and friends and people I don't even know

my mom said to have good

Trying to get to answer a survey and lead to further questions. Sounds like a massive call center. Comes from Washburn IL, very small town and everyone who calls has a distinct India accent.

calling @ 1:00 am

Student Loan Forgiveness

Spammer

M I C H I G A N STATE POLICE www.michigan.gov/iden***y-theft This guide provides information pertaining to the prevention of iden***y theft and what steps to follow if you become a victim. A victim of iden***y theft has the ability to****ist greatly with resolving their case, through use of the enclosed information. It is important to act quickly and****ertively to minimize the damage to your personal information.. WHAT IS IDEN***Y THEFT? When someone uses your identifying information (Name, Date of Birth, Social Security Number, Credit Card Numbers, etc.) to obtain goods, services, credit, or open fraudulent bank accounts. Every 79 seconds, a thief steals someone’s iden***y, opens an account in the victim’s name and goes on a spending spree. A victim can spend anywhere from six months to two years and $1400 recovering from iden***y theft. TIPS FOR PREVENTING ID THEFT: Never give out identifying information in response to unsolicited offers by phone, mail, internet, or in person unless you initiate the contact. Order and review your credit report yearly. Review financial and credit card statements monthly for unauthorized activity. Cross shred paperwork containing personal identifiers (i.e. receipts, insurance forms, bank & credit card statements, cash advance checks) before discarding. Protect your mail by removing it from your mailbox as soon as possible. Place your mail delivery on hold at the post office while you’re away on vacation. Be aware of where your personal identification is kept and who has access to it – at work and at home. Protect your wallet/purse and don’t leave them unattended. Limit the number of credit cards carried, and don’t carry your PIN or social security card in your wallet/purse. Treat checkbooks, ATM cards, credit cards & credit card offers as if they were cash. Cancel unneeded credit cards. Don’t put your social security number (SS#), phone number or date of birth on your checks. When using the internet to make purchases, look for the “s” in the address (https) to ensure a secure site. IF YOU’RE AN IDEN***Y THEFT VICTIM, YOU SHOULD: 1. Contact The Credit Bureaus. Immediately call the fraud units of the three major credit reporting companies – Experian, Equifax, and Trans Union (phone numbers provided on back of pamphlet). Request that a “fraud alert” be placed on your account. Add a victim’s statement to your report, i.e. “My ID has been used to apply for credit fraudulently. Contact me at (telephone number) to verify all applications.” Ask how long the fraud alert will be posted on your account, and how to extend it if necessary. Be aware that these measures may not entirely stop new fraudulent accounts from being opened by the imposter. Request, in writing, to receive a free copy of your credit report every few months to monitor it. Request the names and phone numbers of credit grantors with whom fraudulent accounts have been opened. Ask that all inquiries that have been generated due to the fraudulent access be removed. Request the credit bureaus to notify those who have received your credit report in the last six months (two years for employers) to alert them of the disputed and erroneous information. 2. Contact Creditors. Immediately contact, by phone and in writing, all creditors with whom accounts were created or used fraudulently. Get replacement cards with new account numbers for existing accounts that you suspect were used fraudulently. Request that old accounts be processed as “account closed at consumer’s request.” This is better than “card lost or stolen” which can be interpreted as blaming you for the loss. Monitor your mail and credit card bills for evidence of new activity. Fraud Affidavit: Banks and credit grantors may ask you to complete a notarized fraud affidavit, which could become costly. The law does not require you to provide a notarized affidavit to creditors. A written statement and supporting do***entation should be enough. A police report or complaint number may also be necessary. 3. File a Police Report. Report the crime to your local law enforcement agency. Provide as much do***entation as possible. Get a copy of your police report and keep the report number handy to give to creditors and others who require verification. Credit card companies and banks may require you to show the report to verify the crime. Violations of the Iden***y Theft Protection Act may be prosecuted in any one of the following jurisdictions: • The jurisdiction in which the offense occurred • The jurisdiction in which the information used to commit the violation was illegally used • The jurisdiction in which the victim resides 4. File A Complaint With The Federal Trade Commission (FTC): Call 1-877-IDTHEFT (877-438- 4338) or visit www.consumer.gov/idtheft. Consumer complaints help make the FTC database a better resource for law enforcement officers. You may download the comprehensive guide “Take Charge: Fighting Back A***nst Iden***y Theft” from the FTC website. The guide helps consumers guard a***nst and recover from iden***y theft. 5. Contact Your Financial Ins***utions: Report stolen checks, stolen or compromised ATM cards or fraudulent bank accounts to the appropriate financial ins***ution. Place a “stop payment” on outstanding checks. Close your checking and/or savings accounts and obtain new account numbers. Create new passwords avoiding common numbers and names; i.e. last 4 digits of social security number, telephone number, birth date or mother’s maiden name. 6. Contact The Local Postal Inspector: Notify the local Postal Inspector if you suspect a c****e of address was filed with the post office or mail was used to commit fraud. Notify the local Postmaster, find out where mail is being fraudulently sent & forward all mail in your name from that address to your own address. 7. Contact The Social Security Administration(SSA): Call the Fraud Hotline at (800) 269-0271 to report the fraudulent use of your SS#. The SSA will only c****e your SS# as a last resort if you fit their fraud victim criteria. Order your Earnings and Benefits Statement and review it for accu****. 8. Contact The Passport Office: Notify the Passport office in writing to watch for anyone ordering your passport fraudulently. 9. Contact Your Phone Company: Contact your phone company to report stolen calling cards, fraudulent charges and fraudulent accounts. Cancel the account and open a new one. 10. Contact The Secretary of State (SOS): Contact your local Secretary of State office to check if a duplicate license was issued in your name. If someone applied for a duplicate license, fill out the SOS’s fraud report form and send in supporting do***ents to begin the fraud investigation process. If tickets are placed on your driving record that you did not receive, place a fraud alert on your driver’s license. Contact the court where the ticket was issued to have it removed. Do***entation: Keep a log of all conversations, including dates, times, names, and phone numbers. Send correspondence by certified mail (return receipt requested). Keep copies of all letters and do***ents. Resources Credit Bureaus: Equifax: www.equifax.com • Report Fraud: Call (800) 525-6285 and write to: PO Box 740256, Atlanta, GA 30374 • Order a credit report: (800) 685-1111 Experian: Formerly TRW www.experian.com • Report Fraud: Call (888) 397-3742 and write to: PO Box 2002, Allen, TX 75013 • Order a credit report: (888) 397-3742. TransUnion: www.transunion.com • Report Fraud: Call (800) 680-7289 and write to: PO Box 6790, Fullerton, CA 92834 • Order Credit Report: (800) 888-4213 By law, a credit bureau cannot charge more than $9.50 per credit report. Credit Fraud victims are en***led to a free copy of their credit report. Free Annual Credit Report: You are en***led to one free credit disclosure in a 12 month period. To request this free credit report, visit Central Source at www.annualcreditreport.com, call toll-free (877) 322-8228, or complete the Annual Credit Report Request form and mail to Annual Credit Report Request Service, PO Box 105281, Atlanta, GA 30348-5281. Report Fraudulent Use Of Checks: • CheckRite/Global Payments: (800) 638-4600 x555 • Te*****eck: (800) 710-9898 Social Security Administration • Report Fraud: (800) 269-0271 • Order Earnings and Benefits Statement: (800) 772-1213 OPT OUT of Pre-Approved Credit Offers: • Call: (888) 5OPTOUT or (888) 567-8688. • ww****toutprescreen.com Remove Your Name From Mail and Phone Lists: • Direct Marketing****ociation -Mail Preference Service, PO Box 9008, Farmingdale, NY 11735 -Telephone Preference Service, PO Box 9014 Farmingdale, NY 11735 Federal Resources: • Federal Government Agency Information Center: (800) 688-9889 • Federal Trade Commission: Call the FTC ID Theft Hotline (877) FTC-HELP for help with a consumer complaint. State of Michigan Laws: • Laws pertaining to Iden***y Theft may be referenced at www.michiganlegislature.org • Iden***y Theft Protection Act – Act 452 of 2004 MCL 445.61 through 445.67 Useful Web Sites: Michigan State Police www.michigan.gov/msp MSP ID Theft Team www.michigan.gov/iden***y-theft Federal Trade Commission (FTC): www.ftc.gov FTC Consumer’s Page: www.consumer.gov/idtheft US Postal Service www.usps.com Central Source www.annualcreditreport.com Consumer Action www.consumeraction.gov

If you have lost money to a phone scam or have information about the company or scammer who called you, report it to “ftc.gov/complaint”. If you did not lose money and just feel you should report a scam, you can use their streamlined reporting form at ”donotcall.gov”. Remember to note the caller’s number that appears on your phone caller ID as well as any phone number/s you are given to call back. The FTC will ****yze all complaint data and trends to identify illegal callers based on the calling patterns. Try to collect any names given, and numbers provided. The FTC can use this information to attempt to track down the scammers. If you receive phone calls, emails, or some other form of communication in which the caller is claiming they are from the Treasury Department and who is offering COVID stimulus payments or some form of a grant in exc****e for your personal information or they require you to purchase gift cards to obtain money, this is a scam. You should contact law enforcement or contact the FBI at www.ic3.gov.

The number she called from was +1 (216) 478-5197 “This is Megan calling with hi this is Megan calling with student loan relief um you can just give me a call at 309-220-3361 and um I'm actually just rea****g out to you regarding your federal student loan balance we've got some good news you've been prequalified for the student loan forgiveness program however it is imperative that we ...

Woman named Megan called from Illinois asking to call back to see if qualify for a loan forgiveness. They told me so much info my address, my email, my name and cellphone info they new. Asking me to pay $206.95 ASAP for 5 months and asking for credit card etc. I told them to wait that I would give them the info so I ***g up. Is a SCAM do not return call or give any info.

Hi this is Megan calling with student loan relief um you can just give me a call at 309-220-3361 and um I'm actually just rea****g out to you regarding your federal student loan balance we've got some good news you've been prequalified for the student loan forgiveness program however it is imperative that we speak to you just as soon as possible before these programs c****e so a***n my number is

hi this is Megan calling with student loan relief um you can just give me a call at 309-220-3361 and um I'm actually just rea****g out to you regarding your federal student loan balance we've got some good news you've been prequalified for the student loan forgiveness program however it is imperative that we speak to you just as soon as possible before these programs c****e so a***n my number is..

And um I'm hi this is Megan calling with student loan relief um you can just give me a call at 309-220-3361 and um I'm actually just rea****g out to you regarding your federal student loan balance we've got some good news we've been prequalified for the student loan forgiveness program however it is imperative that we speak to you just as soon as possible before these programs c****e.

hi this is Megan calling with student loan relief um you can just give me a call at 209-220-3361 and um I'm actually just rea****g out to you regarding your federal student loan balance we've got some good news you've been prequalified for the student loan forgiveness program however it is imperative that we speak to you just as soon as possible before these programs c****e so a***n my number is..